Resources

Tools & Calculators

As a benefit to our clients and prospective clients, Sgroi Financial makes available the following free tools to assist with your financial planning.


Cash Flow

Should I pay down debt or invest more?

How long will my money last?

Credit and Debt

How long will it take to pay off my credit card(s)?

How long until my loan is paid off?

What Is The Impact Of Making Extra Payments?


Home & Mortgage

How much will a mortgage cost me?

What are the tax savings generated by my mortage?


College

Will I be able to pay back my student loans?

What are the advantages of a Coverdell ESA?

What are the advantages of a 529 plan?


Retirement

How much social security should I expect in retirement?

How does inflation impact my retirement income needs?


Insurances

What is my life expectancy?

What are my chances of becoming disabled?

What are the tax advantages of an annuity?


Savings

How long will it take to reach my investment goal?

What will my current savings grow to?


Investment

How much will my investment compound?

What is the difference in leverage tax-advantaged vs. taxable accounts?

How do expenses impact mutual fund return?


Also, please try our free portfolio risk analysis tool