When to meet with a Financial Planner

Patrick Sgroi
President

Most will tell you the best time to meet with a Financial Planner would be when an important life event takes place. Yes this is a good time to talk to a planner; however at Sgroi Financial we advise that this shouldn’t be your first meeting. Our staff believes in educating and developing good financial habits prior to the life events that require the extra guidance.

For a metaphor let’s use signing up to run a 10k race. You know when the race is, how far you have to run and you create a goal to accomplish. Your goal might be to just finish or a time you want to beat. No matter what the goal is, you’re most likely going to train to prepare yourself for this event.

Financial planning is a lot like running a race. If you wish to achieve your financial goals, you need to develop good habits. It starts with understanding your spending habits and how to build a budget to monitor yourself. This can be done at any age, but the earlier you learn the more helpful it will be in the future. Strengthening the way you handle your finances will allow you to manage life’s ‘big’ events and get you to the finish line in the most comfortable way possible.

When I talk about life’s big events here are some examples that we want to prepare you for prior to getting there:
• First job
• Marriage/divorce
• The care of aging parents
• Receiving a large sum of money
• Thinking about retirement
• Leaving a legacy

Listen to my interview on 106.5FM WYRK where I joined Clay Moden to discuss this topic further:

You can catch our weekly Plan.Protect.Invest. segment live on WYRK 106.5FM at 7:10am every Wednesday. Each week we will have a Sgroi Financial planner on with Clay Moden and the WYRK morning show to discuss financial topics to educate and help their listeners.

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Securities offered through Cadaret, Grant & Co., Inc., member FINRA/SIPC. Advisory services offered through Sgroi Wealth Advisory Group LLC, an SEC Registered Investment Advisor. Sgroi Wealth Advisory Group LLC, Sgroi Financial LLC, and Cadaret, Grant & Co., Inc. are separate entities.

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