Financial Planning with Sgroi Financial

Financial Planning with Sgroi Financial

Financial Planning with Sgroi Financial John Clouden Sr. Vice President Sgroi Financial is a full service, independent financial planning firm proudly serving the Western New York area since 1971. We offer services that will help you achieve your financial goals...
Estate Planning Isn’t Just for the Wealthy

Estate Planning Isn’t Just for the Wealthy

Estate Planning Isn’t Just for the Wealthy John Clouden Senior Vice President A common misconception is that estate planning is only for ‘the wealthy’. Although it is important for people who have built some wealth to plan to preserve it; estate planning should be...
Understanding Your Risk Tolerance

Understanding Your Risk Tolerance

Understanding Your Risk Tolerance John Clouden Senior Vice President To understand investing, you must realize that risk and reward go hand in hand. All investments involve some degree of risk and it’s important to recognize that you could lose some or all of the...
Trying to time the stock market?

Trying to time the stock market?

Trying to time the stock market? John Clouden Senior Vice President In the perfect scenario you’d ride all the stock market’s ups and none of the downs. It may seem simple, but it is as much of a fantasy as owning your own private island; which is where you’d be if...
All about 403b Retirement Plans

All about 403b Retirement Plans

All about a 403b Retirement Plan John Clouden Senior Vice President Starting a new job is an exciting time. With it come new responsibilities, new income and lots of paperwork to fill out. From company information, insurance and benefits; you’re just signing it all to...