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The A, B, C, & D of Medicare

by Paul Hutchings | Sep 18, 2023 | Helpful Education, Investing and Financial Planning

The A, B, C, & D of Medicare Sgroi Financial Breaking down the basics.   Whether your 65th birthday is on the horizon or decades away, understanding the different parts of Medicare is critical, as this government-sponsored program may play a role in your...

How Will Working Affect Social Security Benefits?

by Paul Hutchings | Sep 10, 2023 | Helpful Education, Investing and Financial Planning

How Will Working Affect Social Security Benefits? Sgroi Financial In a recent survey, 70% of current workers stated they plan to work for pay after retiring.1 And that possibility raises an interesting question: how will working affect Social Security benefits? The...
Healthcare Cost In Retirement

Healthcare Cost In Retirement

by Paul Hutchings | Aug 31, 2023 | Helpful Education, Retirement Planning

Healthcare Cost In Retirement   Sgroi Financial For many of us, health care is expected to be one of our largest expenses in retirement, after housing and transportation costs. There are several factors that contribute to the increasing cost of healthcare in...
Navigating Retirement Pitfalls

Navigating Retirement Pitfalls

by Paul Hutchings | Aug 22, 2023 | Helpful Education, Investing and Financial Planning

Navigating Retirement Pitfalls Sgroi Financial   Much is written about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Some classic financial missteps have been known to plague retirees, too. Calling them...

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    Securities offered through Cadaret, Grant & Co., Inc., member FINRA/SIPC. Advisory services offered through Sgroi Wealth Advisory Group LLC, an SEC Registered Investment Advisor. Sgroi Wealth Advisory Group LLC, Sgroi Financial LLC, and Cadaret, Grant & Co., Inc. are separate entities.

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    Official Rules

    1. Winner must comply with all of the rules of the Contest, including, but not limited to, any restrictions on age and/or residency, and have not committed any fraud or deception in entering the Contest or claiming the Prize.

    2. The winner must affirm and represent that he/she is not a member of the same household of any such employee or agent.

    3. In consideration of the receipt of the Prize, the winner agrees to be solely responsible for any and all taxes and/or other fees, including, but not limited to, any federal state or local income taxes, that are or may become payable as a result of participating in the Contest and/or receipt of the Prize.

    4. The winner agrees to allow Sgroi Financial the right to use winner’s name and/or likeness for an unlimited period of time in order to advertise the promotion.

    5. The winner expressly releases Sgroi Financial, and any sponsors of the contest, and their respective officers, directors, agents, parent companies, subsidiaries and employees, from any and all claims, demands and/or causes of action of any nature or kind whatsoever, whether presently known or unknown, foreseen or unforeseen, that he/she may have, or may subsequently acquire, as a result of participating in the contest and/or receipt of the prize.

    6. No purchase or payment of any kind is necessary to participate in or win contest. Contests are void where prohibited by law.

    7. Sgroi Financial is not responsible for telephone system or internet failure, or other inability of entrants to enter due to technical malfunction. Sgroi Financial is not responsible for lost, late or misdirected mail or for printing errors. No mechanically reproduced or completed entries will be accepted.

    8. Winners from the previous years are not eligible to win.

    9. Only one nomination per teacher will be counted towards the selection of the winner.

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