Invest

From investments to retirement to estate planning and more, we offer strategic financial guidance to help you invest in your future.

Plan

Protect

Invest

One of the most important reasons for you to invest is to allow your money to grow for you. That is why we continuously work with you through every stage of your life to build a customized, personal plan that will best fit your needs to accomplish your goals.
There are many different options that Sgroi Financial can provide for every individual stage in your life. Below are some investment options we offer:
One of the most important reasons for you to invest is to allow your money to grow for you. That is why we continuously work with you through every stage of your life to build a customized, personal plan that will best fit your needs to accomplish your goals.

There are many different options that Sgroi Financial can provide during different stages of your life. Here are some invest options we offer:

• INVESTMENTS •

Mutual Funds

Investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets.

Sgroi Wealth Advisory Group Accounts

Portfolios designed by the Sgroi Financial advisors and research team which are monitored weekly and actively managed to meet your risk and return objectives.

Common Stocks

A security that represents ownership in a corporation. Perhaps the riskiest of investments in the market.

Bonds

A fixed-income security which are generally more static than stocks. We offer individual Municipal, Corporate, Agency and US Treasury Bonds.

Certificates of Deposit (CDs)

A CD locks your money in at a set interest rate for a certain period of time.

Fixed Annuity

Used to provide a fixed annual return for the lifetime of the investor beginning after a predetermined age or the age of retirement.

Variable Annuity

Tax-deferred retirement vehicle that allows the investor to choose from a selection of investments to pay a level of income in retirement that is determined by the performance of the investments chosen.

College Planning

A 529 Plan and a Coverdell Education Savings Account are two available savings options that allow parents or grandparents to invest in a student’s future.
• RETIREMENT PLANNING •

Traditional IRAs

Allows individuals to direct pretax income towards investments that can grow tax-deferred.

ROTH IRAs

Allows investors to contribute after-tax money today and withdraw the principal and earnings tax-free at retirement.

401(k)

Contribution investments offered by a company/corporation to its employees allowing them to set aside tax-deferred income for retirement.

403(b)

Designed for employees of non-profit or tax-exempt organizations such as church groups, schools and other agencies. Similar to 401(k) plans.

SEP IRA

A retirement plan designed for an owner of a small business.

Simple IRA

A retirement plan for small business employers to contribute toward their employees’ and their own retirement savings.

Defined Benefit Plan

A retirement pension instrument used to provide consistent income for an individual after retirement.
• LEAVING YOUR LEGACY •

Trust/Estate Planning

Enables clients to plan how their assets will be handled and their wishes carried out.

Tax Planning

An important element in any financial plan is ensuring that your financial goals aligns with the most tax-efficient manner possible.

Wealth Transfer/Beneficiary Planning

Allows you to place your investments in the hands of loved ones when you are gone.

• GET TO KNOW US •

Address

965 Union Road, West Seneca, NY 14224

Phone

local: 716-674-6700

fax: 716-674-6822

Sgroi Financial, LLC BBB Business Review

Check out the background of our investment professionals on: BrokerCheck

Securities offered through Cadaret, Grant & Co., Inc., member FINRA/SIPC. Advisory services offered through Sgroi Wealth Advisory Group LLC, an SEC Registered Investment Advisor. Sgroi Wealth Advisory Group LLC, Sgroi Financial LLC, and Cadaret, Grant & Co., Inc. are separate entities. The information being presented herein does not consider your particular investment objectives or financial situation and does not make personalized recommendations. This information should not be construed as an offer to sell or a solicitation of an offer to buy any security. This material is not intended to replace the advice of a qualified tax adviser or legal counsel. Individuals should contact their own tax professionals and attorneys to help answer questions about specific situations or needs prior to taking any action based on this information. We believe the information provided is reliable, but do not guarantee its accuracy, timeliness, or completeness.

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Financial Professionals associated with this site are registered to conduct securities business and licensed to conduct insurance business in certain states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.