Tools To Get You Started

As a benefit to our clients and prospective clients, Sgroi Financial makes available the following free tools to assist with your financial planning.

• CASH FLOW •

Should I pay down debt or invest more?

How long will my money last?

• CREDIT & DEBT •

How long will it take to pay off my credit card(s)?

How long until my loan is paid off?

What is the impact of making extra payments?

• HOME & MORTGAGE •

How much will a mortgage cost me?

What are the tax savings generated by my mortgage?

• COLLEGE •

Will I be able to pay back my student loans?

What are the advantages of a Coverdell ESA?

What are the advantages of a 529 plan?

• RETIREMENT •

How much social security should I expect in retirement?

How does inflation impact my retirement income needs?

• INSURANCES •

What is my life expectancy?

What are my chances of becoming disabled?

What are the tax advantages of an annuity?

• SAVINGS •

How long will it take to reach my investment goal?

What will my current savings grow to?

• INVESTMENT •

How much will my investment compound?

What is the difference in leverage tax-advantaged vs. taxable accounts?

How do expenses impact mutual fund return?