Certified Financial Planner™
Having someone manage your money may be a tough decision for you. We understand that doing everything on your own might provide you with the satisfaction of learning about personal finance. However there are times when it’s a mistake to go at it alone. Meeting with a good financial planner can make your life easier and help you reach your personal financial goals sooner. There are important times in life when it is a good time to meet. These are called life transitions.
Life transitions are usually life changing events that can impact your financial plan. Whether the impact is positive or negative it can bring new challenges to your daily living. I look at these transitions in two different ways; controlled and uncontrolled. Although both of these transitions can be prepared for ahead of time, too many times we see people unprepared to handle these changes.
Controlled transitions are events that are decided on or you’ve planned for. Majority of the time you have time leading up to this transitions that you can prepare for the outcome. Some examples would be retirement, marriage or birth of a child. The important part about each of these is you control when the outcome takes place and the financial impact it will have.
Unfortunately during our life we come across an uncontrolled event that is an unexpected and unfortunate situation. This can be a death in the family, a medical health issue or a loss of a job. If faced with one of these situations, the most important thing to do is to take time to assess all your options. Although these transitions arrive unexpectedly it doesn’t mean you can’t be prepared. Insurance plans, saving plans and getting rid of debt are just a couple of ways to protect you and your family.
To learn more about Life Transitions you can listen to my interview with Clay Moden on 106.5FM WYRK.
WEEKLY SEGMENT ON WYRK
You can catch our weekly Plan.Protect.Invest. segment live on WYRK 106.5FM at 7:20am every Wednesday. Each week we will have a Sgroi Financial planner on with Clay Moden and the WYRK morning show to discuss financial topics to educate and help their listeners.
Since 1971, Sgroi Financial has proudly served Buffalo, NY and the Western New York community from our West Seneca location.
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Securities offered through Cadaret, Grant & Co., Inc., member FINRA/SIPC. Advisory services offered through Sgroi Wealth Advisory Group LLC, an SEC Registered Investment Advisor. Sgroi Wealth Advisory Group LLC, Sgroi Financial LLC, and Cadaret, Grant & Co., Inc. are separate entities.
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